Fast Action Finance

APPROVAL 1-877-346-2274

Live in London, Ontario?
Get a $5,000 Cash Loan.

Borrow Using Your 2009 or Newer Vehicle.


Keep driving your car

Get same day approval

Use car, truck or transport

Confidential, fast & secure

Bad or no credit approved

No job requirements

Get Approved For A Loan Now.

No need for you to come to our office.
Get the loan from where you are!

Easy as 1 > 2 > 3 > 4

  1. Apply Online
  2. Get Approved
  3. Send eLoan Info
  4. Receive money by interac

View our FAQ


What do I need to bring with me to get a Title Loan?

  • Vehicle
  • Driver’s License
  • Original Ownership (and articles of incorporation if vehicle in company’s name)
  • Insurance
  • Pay stub (if applicable)
  • Utility bill (anyone’s name – must have address on it and be current dated)
  • Void cheque (or pre-authorized payment form)
  • Spare key

Do I have to come in to get the loan, can I do it by fax or email?

If you live in the GTA, for your first loan you must come to our office to sign the loan documents. For the second and subsequent loans there are cases where we will allow you to sign the loan documents and transmit by fax or scan and email. For those living in areas far from Toronto, but in Ontario, there are cases where we will grant a loan without you having to come to our office. These are done on an individual case by case basis. Please call us on our toll free number, 1-877-346-2274, to see if this applies to your situation.

How do I apply for a loan?

You can apply online, or call one of our loan professionals at 416-239-2906 who will help you with the application process.

How quickly will I get the loan?

If we have received all the required information and you meet our criteria you can receive the loan on the same day that we receive your application.

Once I have been approved how long does it take me to get the money?

When you have been approved, an appointment time will be set up for you to come in at a time that is convenient for you. Our office hours are Monday to Friday, 9:00am to 5:00pm. Earlier and later hours can be arranged to suit your needs. Once you are at our office it can take as little as 30 minutes for you to get the money.

How long can I expect to wait for a reply to my online application?

We will contact you on the same day you send in your application provided that we receive it during normal business hours. After hours and weekend applications will be responded to on the first business day following the application. We will contact you on the phone numbers and/or email address that you provide in your application.

Tell me about Fast Action Finance, who are you?

Fast Action Finance is one of the longest established Title Loan companies serving the GTA and south west Ontario. We do more than just Title Loans. We also provide Collateral Loans, Motorcycle Storage Loans, and Repair Loans to customers who need and deserve a second chance. We are an entrepreneurial company and will work with you to get you the help that you need.

We have been in Southern Etobicoke for over 19 years and have helped many consumers get loans that they could not get from other lending sources.

We pay referral fees to brokers and customers who refer business to us.

My credit is very bad, if I apply can I get a loan?

Fast Action Finance believes that everybody deserves a second chance. Whether you are in a bankruptcy or consumers proposal we lend against the equity in your vehicle.

Do I qualify if I am undischarged from bankruptcy?

Yes, we lend to those undischarged from bankruptcy. If you went bankrupt yesterday we can even lend to you today.

What is a Vehicle Title Loan?

A Vehicle Title Loan is a loan using a debt free vehicle as collateral. The vehicle must be paid in full (no money owed on it) and cannot be leased.

What type of vehicle qualifies to be used for a Title Loan?

You can get this type of loan with any vehicle that belongs to you, is a 2007 or newer model year (some exceptions apply), has no more than 200,000 KMs, is not seriously damaged, is currently plated, is registered in Ontario and is fully insured.

How much can I borrow using my vehicle?

Using your vehicle as collateral you can borrow up to 50% of the Black Book rough value to a maximum of $5,000.

Can I use my vehicle as collateral in a Title Loan if it has a lien against it?

The quick answer is no, however, there are limited cases where we can. Please also see the section on Repair Loans, where we can lend for certain repairs to your vehicle even if it is leased or financed.

What if the vehicle is not in my name?

If the vehicle is not in your name we can still lend if the person whom the vehicle is registered to co-signs the loan with you or gives you written permission to pledge the vehicle as collateral. The “vehicle portion” of the registration determines whose name the vehicle is registered to.

What if the vehicle is in my company's name?

We can still give a Title Loan using a vehicle registered in your company’s name if you own the company and you can prove it.

If I apply online will my personal information be kept private and secure?

We have a secure system that offers the highest level of encryption, confidentiality and security. In addition we do not sell or give any information to outside sources.

Will a co-signer help me get a loan?

Yes, a co-signer will help you get a loan if you do not have a vehicle to use for a Title Loan. The co-signor must meet the criteria for a Title Loan.

What our customers think of us:

I want to put in writing a thank you for your great service I received this morning. I really wanted to make sure I showed my appreciation to the all of you for your help.


Richard C.

They understood my problems and really came through. I am now back on my feet and moving forward. Very professional – highly recommend.


Brooke S.

The experience was professional and pleasant and they made me feel comfortable. Fast Action really helped me out of a bad spot.


Jonathan R.